ALTA
American Land Title Association
APR
Annual Percentage Rate
ARM
Adjustable Rate Mortgage
D/R
Debt Ratio
ECOA
Equal Credit Opportunity Act
FCRA
Fair Credit Reporting Act
FEMA
Federal Emergency Management Agency
FHA
Federal Housing Administration
FHLMC
Federal Home Loan Mortgage Association or Freddie Mac
FmHA
Farmers Home Administration
FNMA
Federal National Mortgage Association or Fannie Mae
GFE
Good Faith Estimate
GNMA
Government National Mortgage Association or Ginnie Mae
HMDA Home
Mortgage Disclosure Act
HUD
Department of Housing and Urban Development
LIBOR
London Interbank Offer Rate
LID
Limited income documentation
LTV
Loan-To-Value
P&I
Principal and Interest
PITI Principal,
Interest, Taxes and Insurance
POC
Paid Outside of Closing
PMI
Private Mortgage Insurance
PUD
Planned Unit Development
REO
Real Estate Owned
RESPA Real
Estate Settlement Procedures Act
SRP
Service Release Premium
TIL Truth
in Lending
VA Veterans
Administration
VOD
Verification of Deposit
VOE
Verification of Employment
VOM
Verification of Mortgage
VOR
Verification of Rent
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